American Independent Business Coalition

ABC Member Benefits

  • Pay $0 out of pocket for medical consultations.

  • Three free Talk Therapy consultations per person, per calendar year and then $90 per hour.

  • Dermatology consultations are $59 per video consult.

Now, visiting the doctor is easier than ever before. Avoid the waiting room and inconvenience of going to the doctor’s office. Visit a doctor by phone, secure video or MDLIVE App. Doctors are available 24/7, and family members are also eligible.


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*Utilization rates reported in the MCR is intended for directional insight; these numbers are not contract specific and do not count utilization the same way in all reports, see definitions for calculation detail. If your organization has a utilization calculation in your agreement, please contact your account manager to discuss.

ABC members enjoy 10% off Figo pet insurance offerings.


Virtual vet 24/7 – Direct access to a licensed veterinary professional via text or video chat — anytime, anywhere, within seconds. 


AI claims – Powered by Evie, our chatbot, Figo brings best-in-industry experience to the claim filing process.  


Inbox and docs – From medical notes to policy documents, keep all your pet records in one place with easy, on-the-go access. 


What does Figo cover? 

  •  Emergency and hospitalization 

  •  Surgeries 

  •  Veterinary specialists 

  •  Hereditary and congenital conditions 

  •  Chronic conditions 

  •  Dental illness and injury 

  •  Prescriptions 

  •  Imaging 

  •  Knee conditions 

  •  Prosthetics and orthopedics 

  •  Hip dysplasia


How does Figo work?

If your pet is sick or injured, you can seek treatment from any licensed veterinarian in the world, then submit your bill for reimbursement.


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